Finding the right fit: How Plaid reconciles pending and posted transactions

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Finding the Right Fit: How Plaid Reconciles Pending and. – Finding the Right Fit: How Plaid Reconciles Pending and Posted Transactions Discovered on 31 May 11:00 AM EDT. Our high-level approach to this problem is to build a model to predict the likelihood, or match score, that a given pending and posted transaction represent the same underlying transaction.

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How Plaid Reconciles Pending and Posted Transactions – Share your experience! Articles from our Users. Follow @UMumble. Search

At the end of the business day, our banking system reconciles all the transactions on your account and processes all the various types of transactions (Deposits, Withdrawals, Payments, etc.). On rare occasions where there are many transactions for our customers, this process may not complete until the early morning on the following day.

Docs | Plaid – For pending transactions, Plaid returns the date the transaction occurred; for posted transactions, Plaid returns the date the transaction posts. Both dates are returned in an ISO 8601 format (YYYY-MM-DD). location Object: Information about where the transaction occurred.

Finding the right fit: How Plaid reconciles pending and. – One way Plaid adds value to transactions data is by identifying when pending transactions from a consumer’s account become posted. A transaction is pending when it is being processed by the bank. While it is pending, the amount is deducted from the account owner’s available funds but not from the account balance.