Parliamentary Committee finds home lenders are over cautious about risk of Japanese knotweed – PropertyWire
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Japanese knotweed has extensive, deep roots called rhizomes. These can be up to 3m (10 feet) deep and can extend out to 7m (23 feet) from the parent plant. Think of the plant as an iceberg, with a third of the plant above ground and two thirds under ground in the form of rhizomes, with an ability to spread.
Should I Buy a House with Japanese Knotweed? Posted on 6th May 2016 by Admin. In short: "Yes". However, that needs to be caveated with: "as long as a suitably qualified company offering an insurance backed guarantee is employed to treat it". Many of the damaging properties of knotweed are wildly exaggerated in the media and this adverse press coverage has resulted in significant.
Is it true that banks and mortgage lenders refuse lending on property infested with Japanese knotweed? Yes, if the knotweed is not being treated by a specialist company. However with the right treatment and insurance backed guarantee most banks and buildings societies will lend.
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Parliamentary Committee finds home lenders are over cautious about risk of Japanese knotweed Mortgage lenders are overly cautious and relying on flawed science which is leading to the value of homes being reduced due to invasive plant Japanese knotweed, according to a Parliamentary Committee.
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New guidance to tackle japanese knotweed. The words "Japanese Knotweed" are renowned for striking fear into the hearts of homeowners across the country, with many vendors who have the plant in their gardens unable to sell their property as lenders have been reluctant to provide loans on properties potentially affected by the plant.
At a glance. The presence of Japanese knotweed or other invasive species might affect the valuation of a property and might be an issue for customers whose property is affected, but who find it difficult to afford treatment costs. mortgage lenders will normally require evidence of treatment that will eradicate the plant as a condition.
RICS information paper 1st edition (IP 27/2012). 5.5 The risk assessment of Japanese Knotweed 11. caused by Japanese Knotweed; but the home buyer cannot get an insurance policy that does. 2.3.3 Consequently, lenders and owners may